I have found that there is one thing that we can count on, life is unpredictable. I was an excellent student in high school and college. When I completed college I was hired by a company with a great reputation and was paid a good salary. I met a wonderful man that I married. When I got pregnant we agreed that I would work only part time so that I could spend more time at home with the baby. Shortly after our first child was a year old I got pregnant again. We were thrilled about having a second child. Shortly after the birth of our second child my husband was killed in a car accident. I was left to single parent two children with limited resources.

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